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Blog

3 Ways TIRECRAFT Helps Ontario Drivers Lower Auto Insurance Rates

According to a recent report by CTV News, auto insurance rates were highest in Ontario and Alberta in 2022. Understandably, many Ontario drivers are looking for ways to reduce their auto insurance rates, and your local TIRECRAFT can help.

Read on to learn more, or contact your local TIRECRAFT to schedule a free consultation.

1.    Reduce At-fault Accidents And Auto Insurance Rates With Regular Upkeep

It is widely known that well-maintained vehicles get into fewer accidents. For example:

  • Regular brake maintenance helps keeps you safe in panic stop situations
  • Proper tire alignment improves vehicle handling and control
  • Suspension services keep your vehicle responsive to steering inputs
  • Tire maintenance prevents blowouts and shortens braking distances
  • Headlight and windshield wiper upkeep prevents visibility issues

Accordingly, investing in regular vehicle maintenance not only keeps you safe—it can also save you money by eliminating the need for costly repairs and keeping your auto insurance rates from skyrocketing after at-fault accidents.

To simplify your preventative maintenance, TIRECRAFT offers all of the services you need to stay safe and maintain your warranty coverage under one roof, including:

By visiting a full-service TIRECRAFT shop for your maintenance and repair needs, you not only save time; you also maximize your cost-control potential by collecting rewards points with every service. And if you’re taking advantage of the Advantage Plus Program, you may be eligible for free tire maintenance services, such as rotations and repairs.

2.    Save Money On Auto Insurance Registration

In Ontario, all vehicles must meet basic safety and emissions standards to be insured. If you are registering a used or rebuilt vehicle, changing the status of a vehicle from “unfit” to “fit,” or registering a vehicle that came from another province, territory, or country, you will need your Safety Standards Certificate. SSC inspection criteria can be found in the Ontario Passenger/Light-Duty Vehicle Inspection Standard, or by contacting your local TIRECRAFT.

Depending on the condition of your vehicle, this can be a costly endeavour, but your local TIRECRAFT can help you save a bundle. The price of a safety standard inspection is not regulated by the government, and some auto shops take advantage of this by charging a premium, but TIRECRAFT is different. Not only are our vehicle safety inspections fairly priced, but we can also help you save on any necessary repairs or part replacements with exclusive shop discounts and customer loyalty rewards.

3.    Switch To Snow Tires To Lower Your Auto Insurance Rates

Since 2016, the Ontario government has required insurers to provide drivers who use snow tires with discounted rates. To be eligible for this discount, you’ll need a set of snow tires in good condition, along with proof of purchase and some additional documentation. For example, some insurers require pictures of the treads to ensure they are in good working condition.

If you’re currently using snow tires or thinking of making the switch, your local TIRECRAFT can help. Not only do we offer one of the country’s largest selections of snow tire options, but we can also provide personalized recommendations and assist you in gathering all of the necessary documentation to qualify for your auto insurance discount.

To learn more about how we can help you control your auto insurance rates, get in touch with your local TIRECRAFT for a free consultation.

References

Lopez-Martinez, M. (2022, December 11). B.C. lowest for auto insurance rates, Alta. among the highest: Report. CTV News.

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